Founded in 1897, Apalachicola State Bank is Florida's 3rd oldest bank. In 2010 we merge with Centennial Bank. We have served Franklin County for more than 110 years. We have four offices in Franklin County to serve our customers. We operate under the name Centennial Bank. We are proud of our history and proud to play an active role in the community's future.

Full service banking, mortgage services, and investments. Drive through and ATM. Open Monday-Thursday 9:00 am-4:00, 9:00 am-5:00 pm Friday. Drive through open Monday-Thursday 8:30 - 4:30pm, Friday 8:30am-5:00 pm. Branches in Apalachicola and Carrabelle.

Capital City is unique because we focus on communities where banks can make a difference — and where bankers make a difference. Our associates live in these communities. We coach softball, serve on the city council, and participate in the Rotary Club. Because we have a personal stake in the communities we serve, we are eager to support our hometown neighbors and businesses. When you walk through our doors, you can bank on knowledgeable, caring and nice associates to help you with your financial needs.